Bank Account Approvals

A Bank Account Approval represents any added authorization on a Bank Account . This may be an approval from Centrapay or a consent from a Centrapay Account owner that allows access to a third-party system. See Bank Account Approval Types .

Bank Account Approval Model

Attributes

id
string

The Bank Account Approval's unique identifier.
bankAccountId
string

The id of the associated Bank Account .
accountId
string

The id of the owning Centrapay Account .
type
string

The type of Bank Account Approval. See Bank Account Approval Types .
status
string

The current status of the Bank Account Approval. Supported values are created, pending, approved, declined and done.
createdAt
timestamp

When the Bank Account Approval was created.
createdBy
crn

The User or API Key that created the Bank Account Approval.
modifiedAt
timestamp

When the Bank Account Approval was updated.
modifiedBy
crn

The User or API Key that updated the Bank Account Approval.
approvalActivities
array

An array of Bank Account Approval Activities associated with the Bank Account Approval.
mediaUploadId
string

The id of the associated Media Upload . Required for type settlement.
refreshToken
string

A long lived access token for access to a third-party system. Required for type account-information-consent and enduring-payment-consent.
consentId
string

A unique identifier for an authorization in a third-party system.

Bank Account Approval Types

Name	description
settlement	An `approved` Bank Account Approval of type `settlement` is required for the funds in a Settlement Wallet Asset to be released. A Media Upload is uploaded by the user to provide evidence of ownership of the Bank Account to be approved.
account-information-consent	An `approved` Bank Account Approval of type `account-information-consent` provides an access token to read account details from a third-party.
enduring-payment-consent	An `approved` Bank Account Approval of type `enduring-payment-consent` provides an access token for creating payments with a third-party.

Bank Account Approval Activity Model

Attributes

activityNumber
number

Unique sequential Bank Account Approval Activity number.
approvalId
string

The id of the associated Bank Account Approval .
activityType
string

The type of the Bank Account Approval Activity.
createdAt
timestamp

When the Bank Account Approval Activity was created.
createdBy
crn

The User or API Key that created the Bank Account Approval Activity.

Request Bank Account Approval experimental

This endpoint allows you to request a Bank Account Approval.

Attributes

mediaUploadId
string required

The id of the associated Media Upload .
bankAccountId
string required

The id of the associated Bank Account .
type
string required

The Bank Account Approval Type . A Bank Account Approval can only be requested for type settlement.

Errors

APPROVAL_ALREADY_IN_PROGRESS
403

There is already a Bank Account Approval in progress that is awaiting review from Centrapay.

curl -X POST \
 https://service.centrapay.com/api/bank-account-approvals \
 -H 'content-type: application/json' \
 -H 'x-api-key: <TOKEN>' \
 -d '
{
 "mediaUploadId": "uooxSens6ykJaim1Cu1Q55",
 "bankAccountId": "WRhAxxWpTKb5U7pXyxQjjY",
 "type": "settlement"
}
'

{
  "id": "DcTs3U38HdhfEqwF1GKoT3",
  "mediaUploadId": "uooxSens6ykJaim1Cu1Q55",
  "bankAccountId": "WRhAxxWpTKb5U7pXyxQjjY",
  "accountId": "Jaim1Cu1Q55uooxSens6yk",
  "type": "settlement",
  "status": "created",
  "createdAt": "2021-11-08T21:52:39.915Z",
  "createdBy": "crn:WIj211vFs9cNACwBb04vQw:api-key:MyApiKey",
  "modifiedAt": "2021-11-08T21:52:39.915Z",
  "modifiedBy": "crn:WIj211vFs9cNACwBb04vQw:api-key:MyApiKey"
}

Get Bank Account Approval experimental

This endpoint allows you to retrieve a Bank Account Approval.

curl -X GET \
 https://service.centrapay.com/api/bank-account-approvals/bbab9a768921019cb856 \
 -H 'x-api-key: <TOKEN>'

{
  "id": "bbab9a768921019cb856",
  "bankAccountId": "WRhAxxWpTKb5U7pXyxQjjY",
  "accountId": "Jaim1Cu1Q55uooxSens6yk",
  "type": "account-information-consent",
  "status": "approved",
  "createdAt": "2021-11-08T21:52:39.915Z",
  "createdBy": "crn:WIj211vFs9cNACwBb04vQw:api-key:MyApiKey",
  "modifiedAt": "2021-11-08T21:52:39.915Z",
  "modifiedBy": "crn:WIj211vFs9cNACwBb04vQw:api-key:MyApiKey",
  "refreshToken": "y04Njk3LTRjNmZkYjBhMzRiZSIsIm5vbmNlIjoiOTg3MTJjMGNkZmFiNWZjNzMwM2MxMzNl",
  "consentId": "d24dbe-e2bc46ac-d924e38af112"
}

Accept Bank Account Approval experimental

This endpoint allows you to accept a Bank Account Approval.

Attributes

reason
string

The reason for accepting the Bank Account Approval.

Errors

APPROVAL_ALREADY_REVIEWED
403

The Bank Account Approval has already been accepted or declined.

curl -X POST \
 https://service.centrapay.com/api/bank-account-approvals/DcTs3U38HdhfEqwF1GKoT3/accept \
 -H 'content-type: application/json' \
 -H 'x-api-key: <TOKEN>' \
 -d '
{
 "reason": "All details match"
}
'

{}

Decline Bank Account Approval experimental

This endpoint allows you to decline a Bank Account Approval.

Attributes

reason
string required

The reason for declining the Bank Account Approval.

Errors

APPROVAL_ALREADY_REVIEWED
403

The Bank Account Approval has already been accepted or declined.

curl -X POST \
 https://service.centrapay.com/api/bank-account-approvals/DcTs3U38HdhfEqwF1GKoT3/decline \
 -H 'content-type: application/json' \
 -H 'x-api-key: <TOKEN>' \
 -d '
{
 "reason": "No details match"
}
'

{}

List Bank Account Approvals experimental

This endpoint allows you to list the Bank Account Approvals for a Bank Account.

curl -X GET \
 https://service.centrapay.com/api/bank-accounts/5vpkxjn6z787LiAKCqwuf9/approvals \
 -H 'x-api-key: <TOKEN>'

{
  "items": [
    {
      "id": "PJ6jTgDNv1xfFAooCoWZLe",
      "bankAccountId": "5vpkxjn6z787LiAKCqwuf9",
      "createdAt": "2022-08-21T21:41:46.361Z",
      "modifiedAt": "2022-08-21T21:41:46.361Z",
      "accountId": "TEZiZWAtX6v1hJucU4fGKx",
      "createdBy": "crn::user:7c0a034a-c36e-4645-b12b-57dec339ab47",
      "modifiedBy": "crn::user:7c0a034a-c36e-4645-b12b-57dec339ab47",
      "type": "account-information-consent",
      "status": "approved",
      "refreshToken": "tXC4dFm3yNAQbLrm4JxY6pynGoEG8vSJ",
      "consentId": "fFAoo-CoWZLea8-4dFm3yNAoWZLe"
    },
    {
      "id": "WiFna4hCc7k4KYUxncFPg4",
      "bankAccountId": "5vpkxjn6z787LiAKCqwuf9",
      "createdAt": "2022-08-11T20:53:57.337Z",
      "modifiedAt": "2022-08-11T20:53:57.337Z",
      "accountId": "TEZiZWAtX6v1hJucU4fGKx",
      "createdBy": "crn::user:7c0a034a-c36e-4645-b12b-57dec339ab47",
      "modifiedBy": "crn::user:7c0a034a-c36e-4645-b12b-57dec339ab47",
      "type": "enduring-payment-consent",
      "status": "approved",
      "refreshToken": "dAGLl8AfnNCGEKEmBm1FryaDyW1JBh28",
      "consentId": "4KYUx-ncFPg4a8-Ll8AfnNCcFPg4"
    },
    {
      "id": "SoQkkv4rWRwrknrdkYbBuB",
      "bankAccountId": "5vpkxjn6z787LiAKCqwuf9",
      "createdAt": "2022-08-21T21:41:22.345Z",
      "modifiedAt": "2022-08-21T21:41:22.345Z",
      "accountId": "TEZiZWAtX6v1hJucU4fGKx",
      "createdBy": "crn::user:7c0a034a-c36e-4645-b12b-57dec339ab47",
      "modifiedBy": "crn::user:7c0a034a-c36e-4645-b12b-57dec339ab47",
      "type": "account-information-consent",
      "status": "declined",
      "refreshToken": "rX3MNTxFwKIU2lhyZOrq87Aw74ASSHUM",
      "consentId": "rknrd-kYbBuBa8-MNTxFwKIYbBuB"
    }
  ]
}

Bank Account Approval Model

Attributes

id

bankAccountId

accountId

type

status

createdAt

createdBy

modifiedAt

modifiedBy

approvalActivities

mediaUploadId

refreshToken

consentId

Bank Account Approval Types

Bank Account Approval Activity Model

Attributes

activityNumber

approvalId

activityType

createdAt

createdBy

Request Bank Account Approval experimental

Attributes

mediaUploadId

bankAccountId

type

Errors

APPROVAL_ALREADY_IN_PROGRESS

Get Bank Account Approval experimental

Accept Bank Account Approval experimental

Attributes

reason

Errors

APPROVAL_ALREADY_REVIEWED

Decline Bank Account Approval experimental

Attributes

reason

Errors

APPROVAL_ALREADY_REVIEWED

List Bank Account Approvals experimental